Renters

The facts around renters insurance may surprise you.

Your landlord's insurance won't pay for your stuff if it's damaged or stolen in a fire or break-in.  Most people underestimate the value of their belongings the cost of clothes and electronics adds up fast. 
Renters insurance provides coverage for your personal belongings in case of unforeseen events like fire, theft, vandalism, or natural disasters. Even if you believe your belongings aren't particularly valuable, the cost of replacing items like furniture, electronics, clothing, or appliances can quickly add up. Renters insurance ensures that you won't have to bear the financial burden of replacing your possessions out of pocket.
Allstate’s Renters insurance covers things like your bike and computer even if they're stolen from places like your work or a coffee shop.

With Allstate Renters Insurance you get:

1. Protection for your stuff at home and on the go
2. Coverage around $16/month - even less when bundled!
3. Me, your local agent who knows!

Allstate Renters Insurance helps protect what’s important to you!  Each policy comes with these coverages.

• Personal Property Protection – Protect your belongings from loss in case of damage from fire, smoke, vandalism and more
• Theft Protection – Helps cover your stuff from theft at or away from your home. Suitcase stolen at the airport? Golf clubs stolen from your car? It's still covered
• Guest Medical Coverage – Helps cover the medical expenses of a guest who is accidentally injured while on your property, regardless of who was at fault, up to your policy limits
• Additional Living Expenses – If you can't stay at home due to a covered loss, we'll help with accommodations like a hotel
• Liability Coverage – Helps pay for legal expenses in case you get sued for an injury at your home

Upgrade your protection with these coverages and features

• Personal Property Reimbursement – Insurance typically pays based on the depreciated value of your belongings, but you can insure at the full cost to repair or replace them
• Coverage for Special Items – You can increase protection for valuables like jewelry, silverware, home electronics and collectibles

Take advantage of every discount you can

• Multiple Policy – Already have an auto policy with us? Add renters and you pay even less
• Protective Device – Qualify for a discount if your home has additional protection against fire, theft and water
• Allstate EasyPay Plan – Automatic withdrawals from your checking or savings account.

While it's easy to overlook the need for renters insurance, it's essential to recognize that unexpected events can occur at any time. Renters insurance offers financial protection, peace of mind, and a safety net that can alleviate the financial strain of unfortunate circumstances. By investing in renters insurance, you are proactively safeguarding your personal belongings, liability, and overall financial well-being.  Let Sheila help you find the right policy to protect everything that you value!