House & Home

Coverage Tailored For You

Allstate helps provide you with the customized home coverage you need at an affordable price.  The Sheila Blackstone agency will be there to support you every step of the way to help ensure you, your family, and your home are protected.

Protection When You Need It...Rewards When You Don’t

Whether you file a claim or not, Allstate House and Home Insurance offers features to help protect you. 

1. Claim RateGuard – Helps protect your rate from going up just because you file a claim
2. Claim-Free Rewards – Saves you money when you switch to Allstate claim-free. Plus, our optional Claim-Free Bonus gives you money back each year you go without a claim

Basic Protection

Every Allstate House and Home insurance policy comes with a variety of standard coverages to help you protect your home and what’s inside it.

• Dwelling Protection – Covers the home you live in and other structures attached to it, such as a garage or shed
• Other Structures Protection – Covers other buildings on your property that are separate from your home, such as a garage or shed
• Personal Property Protection – Covers the loss of furniture and other contents if they’re stolen or damaged
• Additional Living Expenses – Reimburses you for reasonable increases in living expenses when a loss that Allstate covers makes your home uninhabitable.  This may include payments for the cost of rent, hotel, food, and other expenses
• Family Liability Protection – Helps protect you if someone sues you for damages after being injured on your property
• Guest Medical Protection – May help pay for necessary medical expenses including surgery, x-rays, and dental work if a guest is injured on your property

Extra Protection

Although our standard Allstate House and Home coverage offers plenty of protection for your home and what’s inside it, you may want to consider investing in some of the additional coverages from Allstate.  Our agency offers:

• Scheduled Personal Property
• Sports Equipment
• Business Property
• Water Backup

You’ve Protected your Home, Now Protect Your Family’s Future In It.

Your house is so much more than just the place you live.  It’s the place you and your family will create a lifetime of memories.  Your Allstate Agent can help you protect your most valuable investment and help ensure your family will always call it home.  Allstate’s TrueFit Life Insurance could be customized to help pay off your mortgage so your loved ones have one less thing to worry about if you’re gone.  We make it easy to protect where you live for years to come.
 
Ask your agent about the following discounts that you deserve:

• Claim Free – Get a discount that continues to build every year (up to five years) you don’t file a property claim
• Early Signing – Switch to Allstate before your old policy expires (at least seven days) to receive an additional discount
• Easy Pay – Earn a discount for setting up automatic withdrawals from your checking or savings account
• Hail-resistant Roof – If your home has this type of roof installed, you may qualify for a discount
• Home Buyer – Save on your home policy if you purchase a newly constructed home.  Recent homebuyers can also be eligible for a discount
• Multiple Policy – Save on your home policy just for having your auto policy with us.  Save even more if you bundle additional policies too.
• Protective Device – Qualify for a discount if your home has additional protection against fire and theft
• Responsible Payment – Depending on your payment type and payment history, you could qualify for additional savings
• Welcome and Loyalty – New customers can earn a discount during the first two years they’re insured, and existing customers can save just for staying with Allstate